Refinance Rates In 2024 In India. Such ucbs shall achieve the crar of at least 10 per cent by march 31, 2024, 11 per cent by march 31, 2025, and 12 per cent by march 31, 2026. Currently, union bank of india and bank of maharashtra offer the lowest home loan interest rate starting from 8.35% p.a.
At present, an individual with a good credit rating may borrow at rates as low as 6.50%, offered by kotak mahindra bank. Other major banks such as punjab national.
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